ABOUT US

 

Family run business offering straightforward, easy to understand advice…

We pride ourselves in not using all the jargon and nonsense that surrounds this industry, but offer clear, straight forward and understandable advice…

With offices in Torbay, Exeter & Teignmouth, we’ve got Devon covered and can service customers throughout the whole of the UK. Our team of expert mortgage advisers are on hand to provide you with tailored mortgage solutions that fit. We’re known for our excellent service that guarantees customers a simple and cost-effective process. Service should be seamless so we make sure our customers work with the same expert mortgage adviser from start to finish.

 

Our mortgage advisers provide straight-talking mortgage advice – whether you’re a first-time buyer, remortgaging, buying to let, or simply buying a new home, they’re there to work out what’s best for you. Dedicated case managers handle every aspect of the process, from form filling to chasing things up. Howard Financial have won both local and national awards for advice and service.

 

Please browse the site and check out our FaceBook page for latest news.  Do be aware, it is not always the cheapest rate is the best deal, so give us a call today and we can discuss with you the best options to suit YOU.

 

We look forward to speaking with you soon.

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We are award winning

wealth-finance-award-2017

Word of mouth

Lee Howard – Managing Director – CeMAP – DipFA

 

I started my career in financial services over 15 years ago as a mortgage advisor for countrywide covering Torbay & Plymouth. After receiving numerous awards during my time with the company, the move to become a whole of market advisor was a natural progression and formed what is now Howard Financial in 2004. I strongly believe in great service and understand the importance of attention to detail.

Out of work I enjoy downhill mountain biking and snowboarding, not that I am particularly good at either, but enjoy them just the same!

My greatest passion is my family. My wife and fellow director Lisa, have 2 boys Ethan & Blake, who keep us on our toes whether it be out on the scooter and bikes or building lego (it’s for the kids, honestly!)

Adrian Howard – Director – CeRER – DipFA

 

I came on board as a director with Howard Financial in 2013 to aid in the expansion of the business. In a previous a life I worked with SME’s to blue-chip organizations offering B2B business development for a range of clients. Previous clients of mine ranged from members of the Dragons Den through to Olympic gold medal athletes.

I now advise within the firm across a broad range of financial products and look after the business development and marketing strategy for the company.

On a personal level, I currently live in Torbay with my family and when I am not enjoying being a dad I enjoy very much living an outdoors life style.

Adrian Howard – Director – Cert CII (MP) – DipFA

 

I came on board as a director with Howard Financial in 2013 to aid in the expansion of the business. In a previous a life I worked with SME’s to blue-chip organizations offering B2B business development for a range of clients. Previous clients of mine ranged from members of the Dragons Den through to Olympic gold medal athletes.

I now advise within the firm across a broad range of financial products and look after the business development and marketing strategy for the company.

On a personal level, I currently live in Torbay with my family and when I am not enjoying being a dad I enjoy very much living an outdoors life style.

Lisa Howard – Operations Director

 

I am the Operations Director at Howard Financial and I am involved in the day to day running of the office. I have a HND in Business Administration and previously have worked for a variety of companies from Construction, Telecommunications and now Financial Services. For keeping fit and healthy this mainly involves running around after our 2 boys and eating leftover food along with the occasional run! I enjoy action / marvel films and I am currently working my way through testing out different Gin & Tonic’s.

Emily Putnam – Office Manager

 

I joined Howard Financial in November 2015 having relocated to the South West from London. Over the last 12 years I have worked for HSBC and Morgan Stanley; prior to that a couple of boutique Investment Management companies – in Administrative roles. Outside the office I enjoy taking my dog out to enjoy the Devon scenery and beaches as well as enjoying the many fantastic restaurants in the area.

Emily Putnam – Office Manager

 

I joined Howard Financial in November 2015 having relocated to the South West from London. Over the last 12 years I have worked for HSBC and Morgan Stanley; prior to that a couple of boutique Investment Management companies – in Administrative roles. Outside the office I enjoy taking my dog out to enjoy the Devon scenery and beaches as well as enjoying the many fantastic restaurants in the area.

Bill Holmes – Mortgage & Protection advisor – CeMAP

 

I left Royal Air Force after 12 years as an electronics enginner and started  in the Financial Services industry in 1988, joining Connells in 1990. I worked for them for 8 years attaining Partner status before making the move  to join Countrywide. After relocating Dawlish in 1994 I continued to work for Countrywide working across their offices in Paignton, Exeter & Teignmouth. I was promoted to Regional Manager , but missed working face to face with the public so became a consultant again working closely with clients arranging their mortgages and protection needs. Recently I have joined the Howard Financial team to provide truly whole of market advice.
My hobbies are gardening, model making, painting, Ancestry and Philately but my main hobby is spending time with my Grandson Ashton aged 10.

Myles Gordon – Mortgage & Protection Advisor – CeMAP

 

I have worked in the financial service industry for 20 years for some of the big corporates including NatWest, after realising that the banks and building societies are far too target driven I decided that being a whole of market mortgage and protection consultant meant that I could provide the service and care that people deserve.
I currently live in Exeter and am married with a young son who keeps me busy. I also try find time to be an active member of my local community, providing guidance as a trustee/director of an outstanding village primary school.

Myles Gordon – Mortgage & Protection Advisor – CeMAP

 

I have worked in the financial service industry for 20 years for some of the big corporates including NatWest, after realising that the banks and building societies are far too target driven I decided that being a whole of market mortgage and protection consultant meant that I could provide the service and care that people deserve.
I currently live in Exeter and am married with a young son who keeps me busy. I also try find time to be an active member of my local community, providing guidance as a trustee/director of an outstanding village primary school.

Liam Pellowe – Mortgage & Protection Advisor – Cert CII (MP)

 

I have worked within the financial services industry for 7 years. I began with HSBC bank as a cashier and spent 5 years with the bank, during that time I progressed to dealing with personal & commercial clients banking, gaining a professional qualification along the way. I have now joined the Howard financial team to be able to provide whole of market advice on both Mortgages & Protection.  My passions outside of work include spending time with my family, I am a big football fan and also enjoy going fishing occasionally.

Michelle Kelly – Paraplanner

 

Before joining Howard Financial I had previous roles within the private dental sector and worked as a Team Performance and Compliance Coach for a large energy company. I have always had a keen interest in the finance and mortgage industry since working as a cashier for the co-operative bank plc, straight from college and so I am now really looking forward to a successful career within Howard financial.

 

In addition to a normal day role I am a qualified fitness coach and I run my own fitness business. Health and fitness is a huge part of my life, as is helping and inspiring others. On the flipside and rather detrimental to what I preach I have a taste for good wine and regularly enjoy dining out.

Michelle Kelly – Paraplanner

 

Before joining Howard Financial I had previous roles within the private dental sector and worked as a Team Performance and Compliance Coach for a large energy company. I have always had a keen interest in the finance and mortgage industry since working as a cashier for the co-operative bank plc, straight from college and so I am now really looking forward to a successful career within Howard financial.

 

In addition to a normal day role I am a qualified fitness coach and I run my own fitness business. Health and fitness is a huge part of my life, as is helping and inspiring others. On the flipside and rather detrimental to what I preach I have a taste for good wine and regularly enjoy dining out.

Call our expert
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01803 554455

Open 5 days a week until 6pm weekdays
Find our Torbay Office

Find our Torbay Office

Drop in today for a coffee and chat!

Drop in today for a coffee and chat!

Find our Exeter Office

Find our Exeter Office