Buy To Let


Thinking of investing in a Buy to Let property? Speak to us today to secure the perfect mortgage on your future nest egg!


Buy To Let


Thinking of investing in a Buy to Let property? Speak to us today to secure the perfect mortgage on your future nest egg!

A trusted, local, award winning mortgage advisor.


With offices in Torbay, Exeter, Teignmouth & Bristol we’ve got the Southwest covered and can service customers throughout the Whole of the UK. Our team of expert, award winning mortgage advisors are on hand to provide you with tailored mortgage solutions that fit.


Why choose us?


  • We search the whole of market for Mortgages
  • No Jargon. Just clear, straightforward advice.
  • A team of accredited, dedicated mortgage advisors
  • A mortgage recommendation tailored just for you
  • A FREE, no obligation, initial consultation.


We’re known for our excellent service that guarantees customers a simple and cost-effective process. Service should be seamless, so we make sure our customers work with the same expert mortgage advisor from start to finish.

⭐️ Client Testimonials ⭐️

Fill out this short form and one of our qualified mortgage advisors will be in touch to see how we can help.

Thinking of buying to let?


Buy to Let Mortgages are mortgages specifically designed for people who want to invest in the property market by purchasing one or more houses and letting them out to tenants. You are then able to benefit from any appreciation in the capital value of the house itself. You are also likely to be able to maintain the property, meet the loan repayment and also take an income from the rental yield.


Buy to Let Mortgages differ slightly from residential mortgages in the fact that the lending is based on the rental income and not so much your earned income. This can give you a lot more flexibility when looking for the right investment.

The percentage which a buy to let lender is willing to lend is likely to be restricted to between 75 – 85% of the value of the property, meaning putting down a 15 – 25% deposit. Interest rates are also likely to be slightly higher than those which a standard mortgage agreement attracts.


There are various other factors that lenders will consider when assessing a Buy To Let application such as rental stress test’s and the makeup of the property itself.


By booking in for a meeting with us we can run through all the pros and cons of owning a rental property and make sure you secure the most suitable mortgage on the market for your future nest egg. Call us today!

We are a multi-award winning financial advisory firm…

Your home may be repossessed if you do not keep up repayments on your mortgage.

Some Buy to Let mortgages are not regulated by the Financial Conduct Authority.

Equity Release will reduce the value of your estate and can affect your eligibility for means tested benefits.

Here are just some of the lenders we use and have access to…

How Much Can I Borrow?

There is no simple answer for this as it is no longer just based on income as it once used to. Your circumstance, type of product, family situation and outgoings, all play a big part and can vary dramatically from lender to lender. Call us or use our contact form above and we can advise you of your maximum borrowing potential and make sure it fits your comfortable budget.

Mortgage repayment calculator?

What stamp duty will I pay?

Stamp duty land tax (or Land and Buildings Transaction Tax in Scotland) is a lump-sum tax that anyone buying a property or land costing more than a set amount has to pay. The rate you’ll pay the tax at varies based on the price of the property and the type

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advisors now

01803 554455

Open 6 days a week until 6pm weekdays