What is it?
A Critical Illness plan is designed to pay out a lump sum on the diagnosis of certain specified illnesses. It is often ‘bolted on’ to a life assurance policy as an additional benefit but can also be a standalone plan.
Who is it for?
This type of plan is designed for those individuals or families whom want a lump sum if they are diagnosed with a serious illness. As an example of where this lump sum could be used is to repay a loan, mortgage, or perhaps pay for time off work. The lump sum could even be used to pay for any necessary alterations to your home.
The quality of cover and the illnesses covered can vary significantly between different providers. As qualified specialist Advisors, we can help you find the cover most suitable to meet your needs.
Protecting your family should the worst happen
Giving you an income if you are unable to work
Protecting your business from the unexpected
Protecting your home and contents
Here are just some of the providers we use and have access to…