Equity Release


Helping you release the value of your home in retirement


Equity Release


Helping you release the value of your home in retirement

A trusted, local, award winning Lifetime Mortgage advisor.


With offices in Torbay, Exeter & Teignmouth, we’ve got Devon covered and can service customers throughout the Whole of the UK. Our team of expert, award winning mortgage advisors are on hand to provide you with tailored lifetime mortgage solutions that fit.


Why choose us?


  • Whole of market access: We search the whole market for Equity Release options, ensuring that our customers have access to a wide range of products and solutions. We then tailor a recommendation around your unique situation and circumstances making sure it is the right advice for you.

    No Jargon, Clear Advice: We pride ourselves on offering clear and straightforward advice. The mortgage process can be complex, so our advisors explain things in simple terms, making it easier for you to make informed decisions.

    Professional Team: Our team consists of accredited and professional mortgage advisors, so you have the confidence that you will be working with knowledgeable and experienced experts in the field.

    Tailored Recommendations: We promise to provide mortgage recommendations tailored to your individual’s needs and circumstances. We will always consider your specific financial situation when giving advice.

    Free Initial Consultation: We offer a free, no-obligation initial consultation to see if Equity release or a lifetime mortgage is appropriate for your needs and circumstances.

    Consistency: We ensure you work with the same expert mortgage advisor from start to finish, which ensures a seamless and consistent experience.


⭐️ Client Testimonials ⭐️

Fill out this short form and one of our qualified mortgage advisors will be in touch to see how we can help.

So what are the main types of Equity Release schemes are available?


LIFETIME MORTGAGES: These are special types of loans, usually designed to run for the rest of your life. You borrow money secured against the value of your home to give you a lump sum now or a regular income; you do not make mortgage repayments to the lender. The loan and accrued interest is repaid to the lender when you die or you move into a residential care home. You continue to own your own home.

HOME REVERSION PLANS: These schemes involve the sale of all or part of your home to a reversion company in return for a cash sum or regular income and the right to live rent-free in your home for the rest of your life. After you die, the house is sold and the value of the proportion of your home that you have sold is paid to the reversion company.


Equity release can be a complex matter and it is for this very reason that it’s important to have great advice. Call us today to discuss the different ways it can help you in retirement.

Equity Release, including Lifetime Mortgages and Home Reversion Plans, will reduce the value of your estate and can affect your eligibility for means tested benefits.

We are a multi-award winning financial advisory firm…

Your home may be repossessed if you do not keep up repayments on your mortgage.

Some Buy to Let mortgages are not regulated by the Financial Conduct Authority.

Here are just some of the lenders we use and have access to…

How Much Can I Borrow?

For these types of mortgages, the amount you can borrow isn’t based on your income or outgoings as with a traditional mortgage. Instead, the borrowing is based on your age (the older the better), and also the amount of equity in your home. This can vary massively between lenders, so please feel free to get in touch to find out how much you could potentially release.

Mortgage repayment calculator?

What stamp duty will I pay?

Stamp duty land tax (or Land and Buildings Transaction Tax in Scotland) is a lump-sum tax that anyone buying a property or land costing more than a set amount has to pay. The rate you’ll pay the tax at varies based on the price of the property and the type

Call our expert
advisors now

01803 554455

Open 5 days a week until 6pm weekdays