Equity Release


Helping you release the value of your home in retirement


Equity Release


Helping you release the value of your home in retirement

A trusted, local, award winning mortgage advisor.


With offices in Torbay, Exeter & Teignmouth, we’ve got Devon covered and can service customers throughout the Whole of the UK. Our team of expert, award winning mortgage advisors are on hand to provide you with tailored mortgage solutions that fit.


Why choose us?

  • We search the whole of the mortgage market
  • No Jargon. Just clear, straightforward advice.
  • A team of accredited, impartial mortgage advisors
  • A mortgage recommendation tailored just for you
  • A FREE, no obligation, initial consultation.


We’re known for our excellent service that guarantees customers a simple and cost-effective process. Service should be seamless, so we make sure our customers work with the same expert mortgage advisor from start to finish.

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So what are the main types of Equity Release schemes are available?


LIFETIME MORTGAGES: These are special types of loans, usually designed to run for the rest of your life. You borrow money secured against the value of your home to give you a lump sum now or a regular income; you do not make mortgage repayments to the lender. The loan and accrued interest is repaid to the lender when you die or you move into a residential care home. You continue to own your own home.

HOME REVERSION PLANS: These schemes involve the sale of all or part of your home to a reversion company in return for a cash sum or regular income and the right to live rent-free in your home for the rest of your life. After you die, the house is sold and the value of the proportion of your home that you have sold is paid to the reversion company.


Equity release can be a complex matter and it is for this very reason that it’s important to have great advice. Call us today to discuss the different ways it can help you in retirement.

We are a multi-award winning financial advisory firm…

Your home may be repossessed if you do not keep up repayments on your mortgage.

Buy to Let mortgages are not regulated by the Financial Conduct Authority.

Equity Release will reduce the value of your estate and can affect your eligibility for means tested benefits.

Here are just some of the lenders we use and have access to…

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What stamp duty will I pay?

Stamp duty land tax (or Land and Buildings Transaction Tax in Scotland) is a lump-sum tax that anyone buying a property or land costing more than a set amount has to pay. The rate you’ll pay the tax at varies based on the price of the property and the type

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