Talk to us about a remortgage on your current home and see how much you can save.




Talk to us about a remortgage on your current home and see how much you can save.

A trusted, local, award winning mortgage advisor.


With offices in Torbay, Exeter, Teignmouth & Bristol, we’ve got the Southwest covered and can service customers throughout the Whole of the UK. Our team of expert, award winning mortgage advisors are on hand to provide you with tailored mortgage solutions that fit.


Why choose us?


  • We search the whole of market for Mortgages
  • No Jargon. Just clear, straightforward advice.
  • A team of accredited, dedicated mortgage advisors
  • A mortgage recommendation tailored just for you
  • A FREE, no obligation, initial consultation.


We’re known for our excellent service that guarantees customers a simple and cost-effective process. Service should be seamless, so we make sure our customers work with the same expert mortgage advisor from start to finish.

⭐️ Client Testimonials ⭐️

Fill out this short form and one of our qualified mortgage advisors will be in touch to see how we can help.

Remortgage your home


If you’ve got a mortgage on your home, it’s well worth checking to see whether you might be able to remortgage to a better deal.


Remortgaging, particularly if you are currently languishing on your lender’s standard variable rate, could potentially trim tens or even hundreds of pounds off your monthly mortgage payments.

There are plenty of other reasons you might want to remortgage, as well as saving money. Perhaps you want to borrow money against your property to cover the cost of home improvements, pay off more expensive debts or even raise money to purchase another property?


Whatever your remortgage requirements, we at Howard Mortgages are here to help. We can provide you with expert mortgage advice on the most suitable mortgage deals to make the remortgage process as straightforward as possible.

Think carefully before securing your debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage

We are a multi-award winning financial advisory firm…

Some Buy to Let mortgages are not regulated by the Financial Conduct Authority.

Equity Release will reduce the value of your estate and can affect your eligibility for means tested benefits.

Here are just some of the lenders we use and have access to…

How Much Can I Borrow?

There is no simple answer for this as it is no longer just based on income as it once used to. Your circumstance, type of product, family situation and outgoings, all play a big part and can vary dramatically from lender to lender. Call us or use our contact form above and we can advise you of your maximum borrowing potential and make sure it fits your comfortable budget.

Mortgage repayment calculator?

What stamp duty will I pay?

Stamp duty land tax (or Land and Buildings Transaction Tax in Scotland) is a lump-sum tax that anyone buying a property or land costing more than a set amount has to pay. The rate you’ll pay the tax at varies based on the price of the property and the type

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advisors now

01803 554455

Open 6 days a week until 6pm weekdays