Building & Content Insurance

 

Protecting your home and the things that matter!

What is it?

If you have a mortgage, your lender will insist that your property (and their security) is protected by buildings insurance. It usually pays out if your property is destroyed by fire, floods or subsidence (although you will need to check if you live on a flood plain, for example). Damage to fixed fittings such as baths and kitchens are often included, as well as sheds, greenhouses and garages.

 

If you purchase a leasehold property (such as a flat in a block of flats) the freeholder may have arranged buildings insurance for the whole block, in which case you may not need your own buildings policy.

What isn’t covered?

Your cover is based on what your home would cost to rebuild. You can check whether you have enough buildings insurance through the Building Cost Information Service (BCIS) website. It has an online tool to help you calculate the sum you should insure your building(s) for, in case your home has to be entirely rebuilt.

As always feel free to contact us to we can make sure you have the right cover that fits your needs.

We pride ourselves in not using all the jargon and nonsense that surrounds this industry, but offer clear, straight forward and understandable advice…

Need more advice?
Call us today on

01803 554455

Life Insurance

Protecting your family should the worst happen

Critical Illness Cover

Financial support if diagnosed with a serious illness

Income Protection

Giving you an income if you are unable to work

Business Protection

Protecting your business from the unexpected

Here are just some of the providers we use and have access to…

Call our expert
advisors now

01803 554455

Open 5 days a week until 6pm weekdays
Find our Torbay Office

Find our Torbay Office

Drop in today for a coffee and chat!

Drop in today for a coffee and chat!

Find our Exeter Office

Find our Exeter Office