Equity Release


Helping you release the value of your home in retirement

Your home may be repossessed if you do not keep up repayments on your mortgage

Equity Release will reduce the value of your estate and can affect your eligibility for means tested benefits

So what are the main types of Equity Release schemes are available?


LIFETIME MORTGAGES These are special types of loans, usually designed to run for the rest of your life. You borrow money secured against the value of your home to give you a lump sum now or a regular income; you do not make mortgage repayments to the lender. The loan and accrued interest is repaid to the lender when you die or you move into a residential care home. You continue to own your own home.

HOME REVERSION PLANS These schemes involve the sale of all or part of your home to a reversion company in return for a cash sum or regular income and the right to live rent-free in your home for the rest of your life. After you die, the house is sold and the value of the proportion of your home that you have sold is paid to the reversion company.


Equity release can be a complex matter and it is for this very reason that it’s important to have great advice. Call us today to discuss the different ways it can help you in retirement – 01803 554455

We pride ourselves in not using all the jargon and nonsense that surrounds this industry, but offer clear, straight forward and understandable advice…

Need more advice?
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01803 554455


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