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Look out for some interesting articles, features, insights and news here on our ‘Howard Mortgages Blog’ page…

Through our blog, we’ll report, analyse and provide perspective on financial services . We will strive to provide blogs regularly, we hope you enjoy them!

Your home may be repossessed if you do not keep up repayments on your mortgage

  • Quilter Financial Planning has achieved first place in the FTAdviser’s annual Top 100 Financial Advisers list for the second year in a row.  Howard Mortgages are proud to be part of this successful network. FTAdviser looked at a host of criteria to h...

  • Mortgage – Trick or Treat? The Governments’ ‘Mortgage Repayment Holiday Scheme’ comes to an end on Halloween, but what does that mean for you if you’re still struggling to make your monthly repayments?  Lee Howard, Managing Director, Howa...

  • In his latest podcast Behavioural Economist Mark Pittaccio, explores how you can regain power and gain acceptance of what you can control rather than focus on what you can’t. 2020 has been a year where we’ve had to learn to navigate continually storm...

  • Why it’s never been more important to seek expert mortgage advice! This year the pandemic is having a huge impact on our daily lives. The property sector has particularly been a turbulent market throughout the crisis with many lenders changing their ...

  • Our monthly property market review is intended to provide background to recent developments in property markets as well as to give an indication of how some key issues could impact in the future. We are not responsible or authorised to provide advice...

  • The Ultimate Guide to Moving Home Moving to a new house can be a stressful time, especially if you’re not prepared. To help ease the stress, we’ve published a free resource by PaymentShield for clients: The Ultimate Guide to Moving Home. The guide, w...

  • What happens when the mortgage payment holiday scheme ends? 1 in 6 people are estimated to currently be taking a mortgage holiday, but it is not a free holiday, and many people may not understand the true impact.  With the mortgage payment holiday sc...

  • Am I Too Old for a Mortgage? According to research by the Centre for Ageing better, almost half of people in their 50s and 60s believe their financial circumstances will worsen over the next year, due to the Covid-19 pandemic. These figures are deepl...

  • Our monthly property market review is intended to provide background to recent developments in property markets as well as to give an indication of how some key issues could impact in the future. We are not responsible or authorised to provide advice...

  • Debunking the myths The term ‘Lifetime mortgage’ is relatively new term and if you spoke to someone 5 years ago, they probably wouldn’t have heard of it. Mention equity release tough, most people have heard of it, and typically along with some sort o...

  • Get moving with your 5-Step Mortgage Checklist Post-lockdown, the UK housing market is currently experiencing a mini-boom as a result of pent-up demand and the new stamp duty payment holiday.  Rightmove reported a 75% increase of buyer enquiries in J...

  • Green Homes Grant & Home Improvement Loans In case you haven’t been following the news, mortgage rates reached record lows during the summer of 2020.  With the Green Homes Grant also due to launch this summer many people are thinking about ...

  • Every quarter, Howard Mortgages nominates a charity to receive a percentage of our mortgage broker fees and this quarter we’re supporting local charity – The Lions Barber Collective. After losing a friend to suicide, Torquay-based barber Tom Ch...

  • We’re lucky enough in the UK to have the NHS, which provides free healthcare at the point of need.  But, due to Coronavirus, the NHS waiting list is set to hit 10m people by Christmas and many non-urgent procedures are now seeing a very long......

  • Our monthly property market review is intended to provide background to recent developments in property markets as well as to give an indication of how some key issues could impact in the future. We are not responsible or authorised to provide advice...

  • Gemma Harle, Managing Director of Quilter Financial Planning is joined by mortgage experts Robert Sinclair, CEO of Association of Mortgage Intermediaries and Chris Pearson from HSBC to discuss the current mortgage market including product availabilit...

  • It’s now common for young people, particularly first time buyers, to receive a contribution from parents or other family members to help with a house purchase. With the need to provide ever increasing deposits, the Bank of Mum and Dad is now bu...

  • Team Howard Mortgages are trekking 26 miles across Dartmoor for Alzheimer’s Society Due to the COVID-19 outbreak, we’ve postponed Trek26 Dartmoor until 2021.  Alzheimer’s Society is transforming the landscape of dementia forever.  Every t...

  • Chancellor Rishi Sunak has today (8th July) announced the Government’s latest economic response to coronavirus in his Summer Economic Update.  This includes some BIG news for new mortgage borrowers and home owners. Lee Howard – MD/ Mortgage Advisor –...

  • At Howard Mortgages we’re proud to be part of Quilter Financial Planning, one of the UK’s largest financial advice networks.  They provide expert analysis of the residential property market each month.  June highlights were as follows: –       ...

  • At Howard Mortgages we’re proud to be part of Quilter Financial Planning, one of the UK’s largest financial advice networks.  They provide expert analysis of the residential property market each month.  May highlights were as follows: –        ...

  • At Howard Mortgages we’re proud to be part of Quilter Financial Planning, one of the UK’s largest financial advice networks.  They provide expert analysis of the residential property market each month. April highlights were as follows: –       ...

  • At Howard Mortgages, we appreciate that many people may be going through some financial strain and uncertainty at the moment. For most people the monthly mortgage commitment will be the largest single expense.  Therefore, it is important mortgage bor...

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