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Look out for some interesting articles, features, insights and news here on our ‘Howard Mortgages Blog’ page…

Through our blog, we’ll report, analyse and provide perspective on financial services . We will strive to provide blogs regularly, we hope you enjoy them!

Your home may be repossessed if you do not keep up repayments on your mortgage

  • Welcome to our first-time buyer guide.   Whether you’ve been living with your parents or you’re leaving the world of renting behind, not much beats the excitement of moving into your very first home. Owning a property feels like a true milestone...

  • As the UK works to achieve net zero emissions by 2050, the energy-efficiency of people’s homes is under heavy scrutiny right now. Ministers haven’t formally announced changing the EPC rules for the rental market just yet, but the move has...

  • A bridging loan is a particular type of short-term property finance, covering anything between a few days to a couple of years. The loans provide an interim solution when the standard mortgage process is either unavailable or unsuitable.    Brid...

  • As of November 2021, there were 4.2 million self-employed people in the UK, and many of them will think about owning their own homes at some point. Mortgage lenders will consider you self-employed if you own at least 20-25% of a business, and when th...

  • As a nation, we are living longer and healthier lives, which means there are more things we can and want to do in our retirement. Whether it’s making a final move to a dream home and location, splashing out on some well-earned luxuries or trave...

  • It’s getting harder and harder for people to get onto the property ladder. As a parent, when you see your child struggling to get on the first rung, you’ll naturally want to help.   Even at the average price of property in the UK –......

  • Becoming a landlord, growing a portfolio and creating a passive income can help you switch careers, change your lifestyle and build a solid financial future. There are various models of a buy-to-let business, and you don’t necessarily need to b...

  • In the spirit of Halloween, Lee Howard of Howard Mortgages explores trick-or-treating around some of the mortgage options available >>...

  • The latest survey evidence inevitably points to market activity taking a breather following the flurry of sales seen ahead of the tapered Stamp Duty holiday withdrawal >>...

  • According to the CII, the demand for protection insurance saw a huge increase in 2020 due to the global impact of COVID-19 >>...

  • There is a continued demand for more space among buyers, both inside and outside, funnelling demand towards houses, resulting in stronger price growth for properties >>...

  • Howard Mortgages 26 mile challenge across Dartmoor, Devon for the Alzheimer's Society has raised over £1,000 >>...

  • Financial pressures mean new house buyers are opting for longer-term mortgages, so the lower repayments leave them with more money to spend day to day >>...

  • The new Building Safety Bill will set out a clear pathway for the future as to how residential buildings should be constructed & maintained >>...

  • The property market surfed into 2021 on a wave of high buyer demand, and the momentum is showing no signs of slowing down >>...

  • As the countdown to the Tokyo 2021 Games commences, we look at what it takes to get in shape for one of the foremost financial events of your lifetime – your mortgage >>...

  • As the value of mortgages rises along with property prices, the Stamp Duty holiday taper approaches >>...

  • Home buyers have saved an average of £5,034 during the stamp duty holiday so far with many more set to take advantage this Summer >>...

  • A new Planning Bill, steady and consistent buyer across the UK, and the top cities revealed for residential investment housing news >>...

  • A team from Howard Mortgages are trekking 26 miles across Dartmoor in Devon on 21st August for the Alzheimer's Society >>...

  • Home movers and remortgagers are taking advantage of the favourable market conditions to boost mortgage approval figures >>...

  • We’re delighted to announce that Howard Mortgages have signed the Women in Finance charter to pledge to continue to improve the gender balance in our team >>...

  • A mortgage warning has been issued to self-employed business owners in receipt of SEISS, as they may struggle to secure a deal >>...

  • Spring sees the busiest ever housing market and a sense of urban revival. There is now the greatest ever excess of demand over supply >>...

  • As well as being based in Devon, Howard Mortgages are now also located in Clevedon, Somerset to help to provide mortgage and protection advice to the Bristol region >...

  • Borrowers have more choice than ever before, as the equity release market tops 500 products for the first time >...

  • Strongest spring housing market for a decade, Stamp Duty holiday extension & mortgage guarantee scheme set to launch >>...

  • The UK mortgage market has experienced a dramatic surge in demand from homebuyers so far this year due to the stamp duty holiday, low rates & more space at home >...

  • Demand for furlough-friendly mortgages remained strong in February as more borrowers sought lending options while they were supported on the government scheme >>...

  • Torquay-based group The Lions Barber Collective [LBC] has launched their new podcast series encouraging men to talk more openly about their mental health >...

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