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Look out for some interesting articles, features, insights and news here on our ‘Howard Mortgages Blog’ page…

Through our blog, we’ll report, analyse and provide perspective on financial services . We will strive to provide blogs regularly, we hope you enjoy them!

Your home may be repossessed if you do not keep up repayments on your mortgage

  • Spring sees the busiest ever housing market and a sense of urban revival. There is now the greatest ever excess of demand over supply >>...

  • As well as being based in Devon, Howard Mortgages are now also located in Clevedon, Somerset to help to provide mortgage and protection advice to the Bristol region >...

  • Borrowers have more choice than ever before, as the equity release market tops 500 products for the first time >...

  • Strongest spring housing market for a decade, Stamp Duty holiday extension & mortgage guarantee scheme set to launch >>...

  • The UK mortgage market has experienced a dramatic surge in demand from homebuyers so far this year due to the stamp duty holiday, low rates & more space at home >...

  • Demand for furlough-friendly mortgages remained strong in February as more borrowers sought lending options while they were supported on the government scheme >>...

  • Torquay-based group The Lions Barber Collective [LBC] has launched their new podcast series encouraging men to talk more openly about their mental health >...

  • Find out more about the new 95% mortgage guarantee scheme and whether it could help you buy your home with a 5% deposit.   In the Spring Budget this week, the Chancellor announced a new mortgage guarantee scheme for first-time buyers and home mo...

  • Following the Chancellor’s 2021 Budget announcement, Quilter have provided reaction to the key updates for Mortgages which included extending the current Stamp Duty holiday and a new Help to Buy Mortgage Guarantee Scheme. Stamp Duty Holiday Extension...

  • Our monthly property market review is intended to provide background to recent developments in property markets as well as to give an indication of how some key issues could impact in the future.  We are not responsible or authorised to provide advic...

  • 2021 Spring Budget Predictions CHANCELLOR Rishi Sunak is promising “a budget unlike any other” on Wednesday with the country entering a “new phase” of the pandemic thanks to the successful vaccine rollout. Here is how we think he’ll make histor...

  • Time for Home Improvement? The nation’s love for their homes has increased in the last 12 months as homeowners spent an estimated £39 billion on home improvements during the pandemic. According to Checkatrade Home Pride Index, last year saw many of u...

  • Our monthly property market review is intended to provide background to recent developments in property markets as well as to give an indication of how some key issues could impact in the future.  We are not responsible or authorised to provide advic...

  • Mortgage Prisoners The Mortgage Market Study by the Financial Conduct Authority (FCA) estimated that around 140,000 borrowers were unable to switch to a better mortgage deal even though they were up-to-date with their payments.  These eligible mortga...

  • Equity Release in 2021 During the pandemic, the idea of borrowing against the value of your home may sound appealing to increasing numbers who are house rich and income poor.  Since 1991, more than half a million UK homeowners have used equity releas...

  • New Year, New Home The beginning of this year has been one of the busiest ever starts to a new year for the property market as hundreds of home buyers race for more space. With lockdown and home working continuing, many homeowners want move to......

  • Our monthly property market review is intended to provide background to recent developments in property markets as well as to give an indication of how some key issues could impact in the future.  We are not responsible or authorised to provide advic...

  • Refer a Friend to Howard Mortgages We believe a recommendation is the highest praise you can receive.  It’s a known fact that consumers trust their friends’ recommendations more than any other source – including their partner, parents or influencers....

  • Our monthly property market review is intended to provide background to recent developments in property markets as well as to give an indication of how some key issues could impact in the future.  We are not responsible or authorised to provide advic...

  • Mortgages for Key Workers In 2019, a third of the total UK workforce were in key worker occupations and industries (according to ONS data).  With the event of the Coronavirus pandemic, the figure of 10.6 million people (or 33%) is expected to have ri...

  • The housing market is set for the busiest December in over a decade as buyers rush to beat the stamp duty deadline, according to the latest Zoopla figures. “Buyers need to move fast, with just half of property sales agreed in January set to complete ...

  • Our monthly property market review is intended to provide background to recent developments in property markets as well as to give an indication of how some key issues could impact in the future.  We are not responsible or authorised to provide advic...

  • Following the announcement of a new lockdown in England, Jackie Ashmore of Quilter provides you with the latest information on the mortgage market and what this means for lenders and borrowers. We now know that the housing market will remain open thr...

  • The Financial Conduct Authority (FCA) has outlined its proposals to bolster support for borrowers struggling with the financial impact of the Covid-19 pandemic. The FCA recently put forward new proposals to extend the availability of mortgage payment...

  • Quilter Financial Planning has achieved first place in the FTAdviser’s annual Top 100 Financial Advisers list for the second year in a row.  Howard Mortgages are proud to be part of this successful network. FTAdviser looked at a host of criteria to h...

  • Mortgage – Trick or Treat? The Governments’ ‘Mortgage Repayment Holiday Scheme’ comes to an end on Halloween, but what does that mean for you if you’re still struggling to make your monthly repayments?  Lee Howard, Managing Director, Howa...

  • In his latest podcast Behavioural Economist Mark Pittaccio, explores how you can regain power and gain acceptance of what you can control rather than focus on what you can’t. 2020 has been a year where we’ve had to learn to navigate continually storm...

  • Why it’s never been more important to seek expert mortgage advice! This year the pandemic is having a huge impact on our daily lives. The property sector has particularly been a turbulent market throughout the crisis with many lenders changing their ...

  • Our monthly property market review is intended to provide background to recent developments in property markets as well as to give an indication of how some key issues could impact in the future. We are not responsible or authorised to provide advice...

  • The Ultimate Guide to Moving Home Moving to a new house can be a stressful time, especially if you’re not prepared. To help ease the stress, we’ve published a free resource by PaymentShield for clients: The Ultimate Guide to Moving Home. The guide, w...

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