Author: Lee Howard

Time for Home Improvement? The nation’s love for their homes has increased in the last 12 months as homeowners spent an estimated £39 billion on home improvements during the pandemic. According to Checkatrade Home Pride Index, last year saw many of us spending more time at home...

Our monthly property market review is intended to provide background to recent developments in property markets as well as to give an indication of how some key issues could impact in the future.  We are not responsible or authorised to provide advice on investment decisions concerning property,...

Mortgage Prisoners The Mortgage Market Study by the Financial Conduct Authority (FCA) estimated that around 140,000 borrowers were unable to switch to a better mortgage deal even though they were up-to-date with their payments.  These eligible mortgage prisoners should have been sent a letter by 1 December...

Equity Release in 2021 During the pandemic, the idea of borrowing against the value of your home may sound appealing to increasing numbers who are house rich and income poor.  Since 1991, more than half a million UK homeowners have used equity release to access over...

New Year, New Home The beginning of this year has been one of the busiest ever starts to a new year for the property market as hundreds of home buyers race for more space. With lockdown and home working continuing, many homeowners want move to larger properties...

Our monthly property market review is intended to provide background to recent developments in property markets as well as to give an indication of how some key issues could impact in the future.  We are not responsible or authorised to provide advice on investment decisions concerning property,...

Refer a Friend to Howard Mortgages We believe a recommendation is the highest praise you can receive.  It’s a known fact that consumers trust their friends’ recommendations more than any other source – including their partner, parents or influencers. Here at Howard Mortgages, our successes have been...

Our monthly property market review is intended to provide background to recent developments in property markets as well as to give an indication of how some key issues could impact in the future.  We are not responsible or authorised to provide advice on investment decisions concerning property,...

Mortgages for Key Workers In 2019, a third of the total UK workforce were in key worker occupations and industries (according to ONS data).  With the event of the Coronavirus pandemic, the figure of 10.6 million people (or 33%) is expected to have risen. A proportion of...

The housing market is set for the busiest December in over a decade as buyers rush to beat the stamp duty deadline, according to the latest Zoopla figures. “Buyers need to move fast, with just half of property sales agreed in January set to complete in time to...