Blog
09 Oct Interest Rates: A remarkable end to increases
The recent trajectory of interest rates has undoubtedly been at the forefront of everyone's thoughts. However, in a surprising turn of events, the Bank of England's base rate has recently remained stable following a remarkable streak of 14 consecutive increases. Various factors have played a significant...
09 Oct First Time Buyers Schemes – Find out what schemes could work for you
Buying your first home can sometimes be difficult to navigate however there are a few schemes available through the government and some of the UK’s housing delevopers. Read on to find out about a few different housing schemes. Lifetime ISA (LISA) The Lifetime ISA (LISA) is a...
09 Oct Temporary Relief: EPC Changes on Hold for Landlords
As a landlord, staying informed about regulatory changes is a crucial aspect of managing your properties effectively and recently, many have been wondering when the proposed Energy Performance Certificate (EPC) updates were due to roll out. These updates have now been put on hold, offering...
27 Jul Swap rates. What are they and why should you know about them?
What are Swap Rates? Swap rates, also known as interest rate swaps, allow two parties to exchange interest rate cash flows over a specified period. In the context of mortgages, banks and lenders use interest rate swaps to manage their own exposure to interest rate fluctuations. So...
02 Jul Self Care For Your Mortgage and Protection
As daffodils and tulips bloom across gardens around the country, the prospect of new starts – and better weather – can help lift people’s spirits. As part of your spring ‘self-care’ workout, it’s a great time to make sure your finances are on track. Looking after...
29 Jun Skipton Building Society 100% Mortgages
Skipton Building Society is now offering a 100% mortgages for first-time home buyers who are currently renting. For the first time since 2008, there is now a no-deposit deal – that doesn't require a guarantor's backing available to those who qualify for the following: Are a...
05 Jul First-time buyer guide: all you need to know about getting a mortgage and buying your first home
Welcome to our first-time buyer guide. Whether you’ve been living with your parents or you’re leaving the world of renting behind, not much beats the excitement of moving into your very first home. Owning a property feels like a true milestone in life and comes with...
30 May LANDLORDS – Big changes coming…
As the UK works to achieve net zero emissions by 2050, the energy-efficiency of people's homes is under heavy scrutiny right now. Ministers haven't formally announced changing the EPC rules for the rental market just yet, but the move has been widely reported, so it is...
21 Mar Bridging loans explained: who are they for, how do they work, and what do they cost?
A bridging loan is a particular type of short-term property finance, covering anything between a few days to a couple of years. The loans provide an interim solution when the standard mortgage process is either unavailable or unsuitable. Bridging loans can offer a practical route to...